The average Australian funeral costs around $7000. So whilst thinking about the costs of a funeral will likely be the last thing on your mind amid the turmoil of a loved one’s death, a funeral can come to represent an unexpected financial burden at an already difficult time.
The government’s moneysmart website highlights the existing range, with Australians still spending between $4000 to $15,000 on their loved ones send off's . The costs of more basic cremations instead range from $1000- $6000; representing a stand alone cheaper option which cuts down on the need for extra services.
From the basic to more elaborate, we outline the average starting costs for common funeral and cremation expenditures:
Funeral director fee: starting at $3000
Transfer of deceased to funeral home: $300
Storage of deceased at funeral home: $150
Preparations of deceased, e.g. embalming: $200-$600
Death certificate: $66
Burial Services: $2000
Funeral Celebrant: $300
Newspaper notice: $200
Funeral car: $400
Cremation service: $600
Cremation service with chapel service: $1200
Cremation permit: $110
Excessive spending on funerals isn’t what a good send off is about. For you and your family, the things said and the moments shared might be a more meaningful way to honour your loved one than an elaborate bouquet of funeral flowers or a decadent coffin.
If this is the case, there are ways to reduce funeral costs without compromising on a meaningful send-off. We offer some suggestions below:
1. Avoid peak demand times such as the weekend
2. Opt for a cremation; an all round cheaper option with less extras required
3. Minimise the extras: cut back on funeral cars, flowers and newspaper notices
4. Market research: get various quotes & ask to see price breakdowns from different providers
There are many ways planning ahead can make a funeral easier for those you love- including lower costs, lower stress and peace of mind, to name a few. Check out our article on 3 different ways you can experience these benefits through planning ahead with your funeral finances; from funeral bonds, funeral insurance and pre-paid funerals.
We’re here to make end-of-life planning as easy, straightforward and stress-free as possible for both you and your loved ones. Whether it’s time to write your Will or you’re interested in prepaying for a funeral, our caring team is here to help.